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No Hidden Fees

We charge no fees for application, All our rates are transparent.

Less Documents

We are e-compliant, most of our documentation processes are electronic.

Specialist Team

Our experience is are always available to guide your through your application process.

Simple Loan Process

Securing financial support from gemstone is Fast, Easy and Convenient.

Choose Amount

Provide Document

Approved Loan

Get your Money

We believe in people who believe in themselves.

Make any dream a reality with one
of our loan plans


Customer Faq’s


It is not an absolute requirement to pay deposits or down payments on either of these agreements.
There is no escalation in repayment structured into the agreement.
Client are entiltled to a savings per loan repayment if it is art of there chossen repaymetn structure.
Gemstone provides working capital. Because our funding is turnover-based or gets measured against the average turnover of your business it needs to be trading for more than 6 months.
The weekly loan is a loan whose repayment is weekly, so its advsed clients saves towards the fixed repayment date for ease of repayment.
The funding is determined by the stock or the weekly turnover. Our business consultants and application process can provide you with a no-obligation assessment of your funding opportunities.
Repayments are based on the product as per the signed agreement. Our funding products are flexible and can be a fixed amount or based upon an agreed percentage of your turnover.
Any registered business that has been trading for at least 6 months can qualify.